Commercial Insurance Report
IntroductionKnow your costs and keep your unexpected overheads down. Many commercial insurance companies are now asking for a professional report to be issued by a Roofing Contractor with their expert opinion of the condition of your roof.
This is because defective roofs are the main cause of water ingress into buildings.
Although the cost of repairing an old worn out roof will not be covered under your commercial insurance policy, it will usually cover the costs to repair any damage caused by the water ingress.
Understandably the underwriters want to keep their liabilities to a minimum, so a condition is placed on the policy that you must have your roof inspected and a report drawn up stating that your roof is in a sound condition.
Bi-annual InspectionsWe recommend that having annual or 6 monthly inspections of your roof is a cost saving exercise as small issues can be found and dealt with before they escalate into bigger expensive problems.
Allowing a small annual budget for maintenance is a manageable overhead.
If this is carried out regularly it will prevent the expenditure required to replace large sections of roof and repair the damage caused by water ingress.
This will add predictability and consistency to your bottom line with no unexpected surprises that cancel out any profits.
While we carry out the inspections, we can clear your roofs and gutters of debris, ensuring that build ups of water do not flood yours or neighbouring buildings because of blocked outlets, valleys and drains.
Typical costs of this type of inspection with a full photographic insurance report are based on roof area and accessibility and start at £350 + VAT, plus the cost of access equipment.
Click here for an example of a commercial insurance report)
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